Claims for Uninsured Motorist Coverage

Even though Texas law mandates that every vehicle on the road be insured, an estimated 21% of all motorists on Texas roads are completely uninsured, making it one the highest uninsured driving populations in the country.  Furthermore, even if you are in an accident with a driver who is insured, the limits of his policy may be insufficient to fully compensate you for your damages.

UM and UIM (uninsured and underinsured motorists coverage) can also financially compensate you if you are in an accident with a driver who flees the scene of the accident or you are in an accident with an insured driver whose insurance denies coverage or is insolvent.

Claims for Underinsured Motorist Coverage

An underinsured motorist is one who has liability insurance with limits that are lower than the injured party’s damages as caused by his negligence.  In Texas, those who carry auto liability insurance often only have the minimum policy limits of $30,000. Unfortunately, with the high cost of health care, just one hospital visit could cost in excess of that minimum coverage, leaving you nothing for your other damages like pain and suffering and lost wages. 

Our Goal is to Maximize Your Recovery

When you face the possibility of the types of injuries associated with car, truck and motorcycle accidents, the other driver’s $30,000 policy may not protect you.  Recovering from a UIM policy can make the difference for you when the negligent party was underinsured drivers.

When negligence or recklessness leads to injuries, our goal is helping you get well and getting a fair settlement or judgment for you that fully compensates you for your damages which may include but not be limited to your pain and suffering, medical expenses, lost wages and diminished earning capacity.

We are Committed to Pursuing ALL Available Compensation For You Following a Car or Truck Accident

A fair settlement can be difficult to obtain even with a lawyer, so if you plan on trying to get a fair settlement without one you are probably facing an uphill battle, one that you will probably lose in the end.  
The amount of insurance coverage available in any particular case can be a determining factor of how much compensation you receive.  If limited insurance coverage is available, a victim who suffers severe and catastrophic injuries will not be fully compensated.  

At the The Law Offices of Adrian Crane, we work to prevent this whenever possible by making sure that all policies that might pay compensation are discovered and claimed against.  Compensation from your own insurer through applicable uninsured and underinsured motorist insurance clauses is explored.

What Is Uninsured and Underinsured Motorist Insurance?

Uninsured and underinsured motorist insurance provides compensation after an accident in the event that the other driver carried no insurance or carried insufficient insurance; insurance that has limits below the amount of damages you sustained.

We can pursue compensation following an accident from a variety of sources, including the negligent party’s insurance as well as your Personal Injury Protection Coverage (PIP), your Uninsured Motorist’s Coverage and your Underinsured Motorist Coverage (called “UIM” coverage), as well as your MedPay Insurance.

We Have Been Assisting, Advising and Helping Injured Texans Since 1991 

Victims of car accidents are often unaware that they carry uninsured/underinsured motorist coverage, or that their policy on their car may provide protection when they are a passenger in another car when an accident occurs. 

They may be unaware of whether or not the driver of the vehicle they were traveling in carries it, or that the owner of the borrowed car carries it.

We have recovered millions of dollars in compensation from uninsured and underinsured motorist insurance, PIP, MedPay and from other sources of auto accident insurance.  For a no-charge and no-obligation discussion of your injuries and your rights to pursue uninsured and underinsured motorist insurance compensation, contact our office.

Start with a Free Consultation Today

For experienced legal representation following a car accident, call the attorney team at The Law Offices of Adrian Crane.  We offer free initial consultations, and are available for evening and weekend appointments. To contact us, call or contact us through the case evaluation form on this website to arrange for a free, confidential no-obligation consultation.

Harness the power of an aggressive attorney – Contact a lawyer at The Law Offices of Adrian Crane as soon as you are able; you will be glad you did.


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